What should you check before buying?
- Emergency medical expenses: check the benefit limit, deductible and whether hospital treatment is included.
- Medical evacuation and repatriation: check when they apply and who must authorize transport.
- Pre-existing conditions: read the definition, exclusions and declaration requirements.
- Surfing, volcano hikes and other activities: confirm your exact activity and any optional cover.
- Residence, age and trip length: check all eligibility rules, including trips already underway.
- Claims and assistance: save the emergency number, policy documents and instructions offline.
Common questions
Is travel medical insurance the same as trip cancellation insurance?
They address different risks. Medical cover concerns eligible treatment while traveling; cancellation, baggage and interruption benefits depend on the selected policy. Check each benefit separately.
Which insurance is best for a trip to El Salvador?
There is no single best policy for everyone. Compare options using your age, country of residence, destination, trip length, medical history and planned activities. We do not rank these providers or guarantee acceptance.
Can older travelers living abroad get a quote?
OGSure offers Single Trip cover to eligible travelers up to age 84, including people whose nationality and residence differ. Other options and limits vary; verify your circumstances with the provider.
Will surfing or hiking be covered?
Do not assume it is included. Ask about the exact activity, location, altitude, equipment and any sports extension or exclusions before purchasing.
When should I arrange insurance?
Review options before departure. Start dates, waiting periods and rules for purchasing after a trip begins vary by provider. Confirm when your selected cover becomes effective.